...of Good Financial Stewardship

CTC Readers' Poll:
Financial Goals for 2009 

 In the December 15, 2008 issue of the newsletter, Counting the Cost editor Nancy Twigg asked readers this question:

"Do you have any financial goals for 2009? If so, what are they and what do you plan to do to accomplish those goals?"

Responses:

"Goals that I hope to accomplish in 2009 include, but are by no means not limited to enjoying simple things, and simply recognizing those ways to do so, in order that they won't pass me by unnoticed and unappreciated. Reduced income (by more than 50%) has made it necessary to be more creative in my problem-solving  many times. For example, yes, we could go to the store and buy a prepackaged dessert item to make, or I could search my accumulated recipes for the opportunity to make something for which I have the ingredients already at hand. Doing this allows me to seize problems and recognize them as opportunities for God to work and show me what He wants me to learn. This means that in order for Him to be the excellent teacher that He is, I must commit myself to learning from Him. I also plan to make our money 'work harder' for the ways in which it is used. That will involve creativity as well. This past summer, I visited relatives in another state. During our stay, I discovered that multiple yard sales were going on in this affluent neighborhood in which they live. I bought 2 very nice winter tops, suitable for work, at a very affordable $2 each.  Every time someone compliments me about those two sweaters, I 'compliment' God as well. After all, He is the One Who provided! I also want to remember in all of these times to seek God for His help, and praise Him for the solutions. That is true appreciation. How easy it is to seek Him out only in times of difficulty, and totally overlook giving Him thanks for times of provision." ~ Kathy


"At the beginning of 2008 I decided to try saving by only keeping $5 bills. As weeks went by, it became easier and I found that I really did not miss spending that $5. Imagine my delight when in mid-December I decided to check my progress and counted $310. A little here, a little there -- it soon started to add up. I plan to continue the strategy in 2009 plus saving all my change from shopping. Having a little set aside in case of emergency is comforting." ~ Lois in OK



"I am definitely going to keep track of what I spend on a daily basis. I use my debit card for purchases for convenience sake, but I also tend to use it more freely than if I actually had the cash on me. So I’m definitely going to keep track of my spending, limit it, and contribute more to my savings. I think once I contain the spending, putting myself on a budget will be more do-able." ~ Michelle


"My family and I have been on a quest to become debt free since May 2007. Our goal is to 'Reach the Finish Line in 2009!' We have 3 credit cards to go. That's down from 12! The week between Christmas and New Year we will be working on a visual aid (poster) to hang on our refrigerator to help keep us on track." ~ Christy

Editor's Note: Thanks to these readers who took time to write!

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